MESSA building

A rich history

MESSA was born out of need at a time when public school employees had few health care options. In 1937, the Michigan Education Association started the first group hospitalization program for public school employees. For the first time, school employees had access to affordable insurance, providing financial protection and peace of mind.

That program evolved through the years and MESSA was formed in 1960 as a nonprofit voluntary employees’ beneficiary association (VEBA). A VEBA operates much like a member credit union — owned and operated by its members. As a VEBA, MESSA’s revenues can only be used to pay and administer our members’ medical claims. Unlike for-profit insurance companies, not a dime of our members’ premiums go toward shareholder profits or CEO bonuses.

Today, we are proud to provide our members and their families with the largest provider network in Michigan, comprehensive medical and prescription coverage, and outstanding personal service. We also offer vision, dental and short-term and long-term disability benefits.

Our members include teachers, education support professionals, K-12 administrators, higher education faculty and staff. For more than half a century, we have provided health benefits to public education employees, and now MESSA benefits are available to all public employees.

Our members keep Michigan’s schools and communities running — MESSA keeps them healthy.

QUICK FACTS

  • We cover about 63,000 members and 195,000 insured lives.

  • Members have the greatest choice of doctors (Find a Doctor) and access to expert medical care from the best hospitals.

  • Our Member Service Center has been nationally recognized for 12 years for personal service and cost-effective operations.
  • Our most affordable medical option is the high-deductible MESSA ABC Plan paired with a health savings account (HSA).

  • We provide personal support to members with chronic conditions such as asthma, heart disease and diabetes.
  • Our rates remain stable and our increases are well below industry averages.
  • We are extremely efficient in our use of resources. We do not pay agent commissions and our administrative fees are lower than competitors.
  • Employers receive training and support to effectively manage employee benefits.
  • Each group is assigned a local field representative to help employees and employers.

MISSION STATEMENT

To exceed the expectations of our customers by providing extraordinary service and a superior healthcare experience.

EXECUTIVE DIRECTOR’S MESSAGE TO MEMBERS

Ross Wilson, Exectutive Director

MESSA’s new low-premium, low-deductible plan

You spoke and we listened.

Both in surveys and conversations, MESSA members have said they want the option to switch to a lower-premium, lower-deductible plan while keeping MESSA’s legendary service and large doctor network.

That’s where Essentials by MESSA comes in. The new plan, available to bargain now with a Jan. 1 effective date, can reduce your premiums and deductibles while still providing the peace of mind and service MESSA is known for.

Essentials by MESSA can provide members with approximately 25 to 33 percent savings on their current premium, depending on the plan they have now.

To achieve this premium savings, Essentials by MESSA trims some less popular plan features, while requiring members to pay copayments and/or coinsurance for most medical services and prescriptions.

Essentials by MESSA may not be for everyone, but it adds an important option for members seeking savings on their premiums.

MESSA’s field representatives will be educating local leaders and bargaining groups on all of our latest options and plans in coming weeks.

ROSS WILSON   •   EXECUTIVE DIRECTOR

MESSA BOARD OF TRUSTEES

Christine Kriss
MESSA Board President

Jeff Condon
MESSA Board
Vice President

Dr. Charles R. Bacon
Trustee,
Ferris State University

Michelle Chase
Trustee,
Cheboygan Area Schools

Amy Cottingham
Trustee,
Bridgman Public Schools

Michael Graves
Trustee,
Southfield Public Schools

Robert Hanchek
Trustee,
North Central Area Schools

Jennifer Jones
Trustee,
Grand Rapids Public Schools

Tamara M. Lewis
Trustee,
Harrison Community Schools

Liza Parkinson
Trustee,
Utica Schools

Brett Smith
MEA Secretary-Treasurer

Paula Herbart
MEA President

Chandra Madafferi
MEA Vice President

Michael Shoudy
MEA Executive Secretary

QUESTIONS ABOUT MESSA INSURANCE? ASK OUR EXPERTS.

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