Coinsurance 101Generally speaking, coinsurance is a percentage you pay for medical services or prescription medications. A few points on coinsurance:Coinsurance does not apply to medical, urgent care or ER visits that have a fixed dollar copayment. Rather, it applies to medical services. Example: a doctor’s appointment (copay) vs. an X-ray (coinsurance) you [...]
A teacher, a tumor and the power of MESSA After Jessica McClung belted notes during a lengthy rehearsal for a musical, something suddenly felt wrong. A slight tingling sensation crept across her lips. “It was like a big bully,” McClung said. McClung, an 8th-grade English teacher and community theater performer from Owosso, [...]
MESSA’s Fall Worksite Wellness Conference: Filling Your Bucket MESSA’s 2025 Fall Worksite Wellness Conference was designed to help you refill your bucket — with support, community and actionable strategies. The online event was hosted by MESSA Health Promotion Consultant Rhonda Jones on Oct. 9. If you missed it, you can watch the [...]
3 ways to start the day Start small, build new habits Small changes you make in the morning can make a big difference in the rest of your day. The MESSA Wellness programming is based on three primary principles: mindfulness, movement and nutrition. Striking the right balance between all three can help [...]
MESSA benefits help relieve back, neck pain Take a look inside Amanda Walker’s third-grade classroom. Her day includes helping students reach for books, writing math problems on the board, walking around the classroom, and bending down to give hugs. It amounts to a lot of standing, walking, bending and stretching throughout the [...]
TLC for mom and baby MESSA’s long-term disability protects mom, saves baby After trying to conceive for years, which included experiencing a miscarriage and undergoing infertility treatment, imagine the excitement Andrea and Todd Hess felt when a nurse called to tell them they were going to have a baby. “We all shouted [...]
Hinge Health provides virtual physical therapy to get you moving When Jayne VanderKlok began teaching online courses a few years ago at Kenowa Hills Public Schools, she started noticing some pain in her hip from all the sitting during the long workday. As time went on, the pain gradually grew worse, [...]
Ovia’s new experience: Supporting you through life’s biggest changes Since MESSA began offering the trio of Ovia Health apps as a free benefit, our members have used the Ovia, Pregnancy and Parenting apps to track some of the most monumental changes in their lives. Now, Ovia is going through a change [...]
Compassion in action MESSA nurses advocate for members when they need it most When nurses in the MESSA Medical Case Management (MCM) program learned about a member who had a degenerative neurological disease that would slowly take away all functionality, they quickly got to work to provide specialized support. Their goal: [...]
Here to help MESSA’s Member Service Center, field reps provide peace of mind MESSA understands how important it is for you to connect with the students and the communities you serve. You welcome your students every day with enthusiasm, patience and warm smiles. You also work to make sure our communities [...]
