Coinsurance 101Generally speaking, coinsurance is a percentage you pay for medical services or prescription medications. A few points on coinsurance:Coinsurance does not apply to medical, urgent care or ER visits that have a fixed dollar copayment. Rather, it applies to medical services. Example: a doctor’s appointment (copay) vs. an X-ray (coinsurance) you [...]
RU ready for OE? Open enrollment is almost here, and we want to make sure you have everything you need to choose a MESSA health plan that fits your life and budget. Whether you’re sticking with your current health plan, tweaking your coverage or exploring new bargained options, MESSA is here to [...]
New ABC plan on deck for 2026 MESSA is adding a new option to our lineup of popular ABC plans: ABC 2.5. Start with why, right? We want you to have the best health care coverage because you 100% deserve it. Full stop. We designed ABC 2.5 to give our members another [...]
MESSA has options Find the right health plan combination that works for you When we say MESSA has options, we really mean it. We have our MESSA ABC health plans, MESSA Choices plans, Balance+ — which we launched just last year — and Essentials by MESSA, plus several prescription plans. In fact, [...]
New 5-Tier Rx plan could save you $$ Coming in 2025: MESSA’s new 5-Tier Rx plan. MESSA’s new prescription plan is exciting for MESSA members for a few reasons. (Yes, we just used the word “exciting” to describe a prescription plan.) First, switching to 5-Tier Rx could save you up to 10% [...]
Medical Case Management opens doors to specialized care MESSA’s Medical Case Management (MCM) program provides members and dependents who are diagnosed with serious illnesses or injuries with personalized support from a registered nurse. MCM Heidi Berridge The program’s eight nurse coordinators work directly with members to ensure they have [...]
The fight to walk again School social worker beats paralysis with MESSA’s help, own stubbornness When Ellen Mazique-Sydloski stepped out of the University of Michigan Hospital in June 2021, she hoped the spinal surgery to correct her scoliosis would relieve the pain she had long experienced walking in the neighborhood or [...]
The MESSA difference has you covered For all you do, you deserve the best For so many of our members, MESSA makes the difference in their lives. They’ve fought illness, injuries and more, and MESSA provides exceptional benefits and peace of mind every step of the way. Hear from MESSA members how [...]
Wherever you roam, MESSA has you covered Anytime Sally Wolfer and her husband travel, she always takes her MESSA card to ensure they have excellent health care coverage when they’re away from home. Sometimes the unexpected happens, like the time the couple went to Daytona Beach for Bike Week and he was [...]
Take MESSA on your vacation, domestic or international No matter where you go, you can have peace of mind knowing that you have exceptional health benefits and unmatched personal service with MESSA. You should always take your MESSA card with you when you travel, whether domestically or internationally. That said, if you [...]
