Complement your MESSA coverage
MESSA supplemental plans pay cash for covered incidents
Life happens and accidents do, too. Your MESSA medical plan provides you and your family exceptional health benefits and peace of mind, but medical bills can quickly add up when the unexpected happens.
That’s why MESSA offers supplemental accident, critical illness and hospital indemnity plans to complement your MESSA medical coverage and pay you cash for covered illnesses or injuries. You can choose one plan or bundle all three for the ultimate protection.
Let’s say your child lands in the ER with a broken leg. The medical costs could quickly add up, particularly on top of your regular expenses: groceries, car payments, utilities. It could leave you scratching your head trying to figure out how to pay for everything.
Below is a breakdown of how MESSA’s supplemental plans pay cash benefits that you can use to cover deductible, copayments, extra child care costs, etc., so you can focus on what’s most important.
| Covered care | Cash benefit |
|---|---|
| Initial treatment – ER | $150 |
| X-Ray | $50 |
| Broken leg (open reduction) | $2,250 |
| Appliances (crutches) | $100 |
| Follow-up care visit | $50 |
| Physical therapy (six visits) | $150 |
| Total paid to Melissa | $2,750 |
There are two ways to get MESSA’s new supplemental benefits:
- Negotiated supplemental benefits: Your bargaining unit can negotiate with your employer to provide all employees in your group with an employer-paid bundle consisting of accident, critical illness and hospital indemnity coverage.
- Optional supplemental benefits: If your employer provides MESSA’s optional benefits, you can choose from an accident plan, a critical illness plan, a hospital indemnity plan or a bundle of all three and pay via payroll deduction.
Learn more at messa.org/Supplemental or call your MESSA field representative at 800-292-4910.
