Free Identity and Credit Protection

MESSA provides our members and their dependents free year-round credit and identity protection at no charge through credit-industry leader Experian.

Though this service, MESSA members receive two levels of free protection:

  • Experian Identity Restoration. This level of protection requires no enrollment. If a MESSA member suspects their identity has been compromised, they can contact Experian at 877.736.4495. A dedicated investigator will work to recover financial losses and restore their credit.
  • Experian IdentityWorks. This service offers extra protection, and requires enrollment. It includes credit monitoring, up to $1 million in identity theft insurance and credit monitoring for children under age 18. This extra level of protection is available to MESSA members at no charge.

How to enroll

Sign up is simple. Go to and use the activation code MICHIGAN20.

Questions? Call MESSA’s Member Service Center at 800.336.0013 or contact us online. We’re happy to help.

Please note: MESSA previously provided identity theft protection through AllClear ID; that service ended Dec. 31, 2019. If you were enrolled in AllClear ID Pro, you must sign up for Experian IdentityWorks to continue receiving your extra layer of protection. It’s still free for MESSA members and their dependents.