Free Identity and Credit Protection

MESSA is now offering MESSA members identity theft protection from credit-industry leader Experian through a partnership with Blue Cross Blue Shield of Michigan.

MESSA members previously had identity theft protection through AllClear ID. That coverage will expire on Dec. 31, 2019.

Experian provides MESSA members and their dependents free year-round credit and identity protection at no charge.

How to enroll

Sign up is simple. Go to and use the activation code MICHIGAN20.

Continued protection

MESSA is switching to Experian for providing identity theft protection to our members. If you were previously enrolled in AllClear ID Pro, you must sign up for Experian IdentityWorks to continue receiving your extra layer of protection. It’s still free for MESSA members and their dependents.

Members receive two levels of free protection:

  • Experian Identity Restoration requires no enrollment. If a MESSA member suspects their identity has been compromised, they can contact Experian at 877.736.4495. A dedicated investigator will work to recover financial losses and restore their credit.
  • Experian IdentityWorks offers extra protection, and requires enrollment. This service includes credit monitoring, up to $1 million in identity theft insurance and child credit monitoring for children under age 18. This extra level of protection is available to MESSA members at no charge.

If you were signed up for AllClear Pro, you must enroll in Experian IdentityWorks to continue receiving your extra level of protection. To enroll, go to and use the activation code MICHIGAN20.

Questions? Call MESSA’s Member Service Center at 800.336.0013. We’re happy to help.